

It also helps pay for damages to your vehicle if they’re caused by an identified uninsured motorist. Uninsured Motorist or Automobile coverage provides benefits to you or your family if you are injured or killed by an uninsured or unidentified driver.
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Recommended: Standard coverage, unless you don’t have sufficient disability insurance Protection Against Uninsured or Unidentified Drivers Minimum required: Depends on province or territory (not required in Quebec or Newfoundland) It can also provide benefits to your spouse or partner and dependent children if you are killed in an accident. If you are injured in a motor vehicle accident, Accident Benefits coverage can help replace your lost income or pay for medical, rehabilitation and other expenses not covered by government health insurance. Get advice from an RBC Insurance Advisor for the right amount for your situation. Recommended: You may need more than the minimum set by your province or territory. Minimum required: Depends on province or territory

Liability Coverage (civil liability coverage in Quebec) protects you financially if you are legally liable for injuring someone or causing damage to another person’s property or automobile while operating a motor vehicle. No matter what you drive, your insurance policy must include some coverage to protect you financially against major risks. Unless you can afford to repair or replace your vehicle out-of-pocket, we recommend including Collision and Comprehensive coverage in your policy: Additional Coverage Optionsįor most Canadians, Collision and Comprehensive coverage provide the right protection however, there are other options, depending on your needs: Liability and Other Mandatory Car Insurance No matter what you drive, you'll want coverage to help pay for the cost of repairing or replacing your vehicle if it's damaged. Unless you can replace or repair your vehicle out-of-pocket, you’ll want some coverage to help protect against financial loss due to damage from collisions and more.

Collision & Comprehensive Car Insurance.Liability & Other Mandatory Car Insurance.
